COVID-19 has brought to light that most people don't have an emergency fund. What we discuss in this episode is first off, exactly what an emergency fund is, how to get started, and when to get started.Planning for emergencies is hard. Do you wait until debt is paid off? Do you put a little aside each month despite debts? What constitutes an emergency?All of these questions are important and are different for everyone. The important part is figuring it out for you!
Times like this make us react in irrational ways when it comes to our finances--hence why all of the toilet paper has disappeared from the shelves! In this episode, we discuss why we do that and what are some ways to alleviate financial stress during this time.
If you are having financial struggles, you are not alone! In this episode, we discuss famous people throughout history that also struggled with their finances and utilized bankruptcy to overcome the obstacle.
A few episodes back we discussed Chapter 7 bankruptcy. So now, we are going to move onto Chapter 13. Learn exactly what it is and how it works--who knows, you may be a good candidate for it!
The dreaded "B" word--bankruptcy! So many of us believe it is the worst possible option and yet, it is sometimes the best solution that will have the least impact on your credit and financial future.
Making a resolution is the easy part! In this episode, we discuss ways to accomplish your resolutions and how to avoid common pitfalls!
We've all experienced that moment when you have poured time, money, and energy into something, but aren't feeling the return; and yet, we cannot walk away. This leads to many debt and credit issues down the road because we feel stopping equals giving up.
The 44% of divorces occur because people do not discuss money! They don't discuss it before getting married. They don't discuss it during marriage. They just don't discuss it and it becomes an emotionally charged problem.
Some people love car shopping, and then others despise it. In today's episode, I discuss helpful tips for trade-ins, loan terms, and some dealer tricks to watch out for!
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