In this episode, we sit down with Kim Damiani of Summit Financial Group to discuss the ins and outs of a financial advisor. She explains in details the differences between a financial advisor and planner, how to protect yourself and view records, and what things to look out for as you search for this kind of help.The most important thing to remember--a financial advisor and planner are useful at all stages of financial life! You do not have to well off to use their services. Listen to hear more about how these services can better your financial life!

COVID-19 has brought to light that most people don't have an emergency fund. What we discuss in this episode is first off, exactly what an emergency fund is, how to get started, and when to get started.Planning for emergencies is hard. Do you wait until debt is paid off? Do you put a little aside each month despite debts? What constitutes an emergency?All of these questions are important and are different for everyone. The important part is figuring it out for you!

'Tis the season of giving! But how do you manage your spending without taking on more debt?

The 44% of divorces occur because people do not discuss money! They don't discuss it before getting married. They don't discuss it during marriage. They just don't discuss it and it becomes an emotionally charged problem.

Interest rates--they are a part of borrowing money. But do you know what it means and how it affects your balance? Find out what to watch out for when using credit.

There is a stigma around money, whether it is talking about how much you make or how much debt you have. Here is the thing--I'm here to break down that stigma. More people are in the exact same boat as you than you think!

Student loans are out of control in our country. In the United States alone there are over a trillion dollars worth of student loans out there. Find out other options so your future isn't weighed down by student loan debt.

We are sharing what Debt Therapy is all about, how it all started, and where we go from here.